To maintain the comprehensive coverage offered today, you will notice some changes to the medical plans’ deductibles, coinsurances and copays in order to keep up with rising healthcare costs. Rest assured that Hologic will continue to cover a significant portion of the cost of these plans while offering additional benefit options aimed at protecting you financially in the event you are faced with substantial healthcare needs.
Your health and peace of mind are our top priorities, and we’re here to support you.
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New Benefits!
Hospital Indemnity Insurance
This voluntary coverage provides cash benefits if you or your eligible enrolled dependent(s) are admitted or confined to a hospital. Coverage includes but is not limited to:
- Illness or injury, the birth of a child, rehabilitation, substance use and mental health admissions
- Pre-existing conditions, such as pregnancy and cancer
Extra Bonus Perk!
Help cover the cost of this new benefit by receiving $100 per 12-month submission period for each enrolled member who completes an annual wellness screening.
Watch this video to learn more.
Medical and Prescription Updates
All BCBS of MA medical plans will…
Incur in-network plan increases to those shown below for the 2025/2026 plan year, unless otherwise noted. To review out-of-network plan changes and each plan’s benefit detail, visit the Plan Resources page and view the respective plan summary of benefits.
CDHP with HSA Plan PPO Plan PPO Plus Plan Deductible
(employee/family)$2,000 / $4,000
(From $1,600 / $3,200)$1,500 / $3,000
(From $1,000 / $2,000)$1,000 / $2,000
(From $750 / $1,500)Out-of-Pocket maximum
(employee/family)$4,000 / $8,000
(From $3,200 / $6,400)$4,000 / $8,000
(From $3,500 / $7,000)$3,000 / $6,000
(From $2,500 / $5,000)Coinsurance 20%
(From 15%)Remains at 20% Remains at 10% Emergency room visit 20% after deductible
(From 15% after deductible)Deductible now applies before $150 copay Deductible now applies before $150 copay RX Preferred band name - Tier 2
(retail/mail order)Remains at 25% after deductible $40 / $80
(From $30 / $60)$40 / $80
(From $30 / $60)RX Non-preferred band name - Tier 3
(retail/mail order)Remains at 35% after deductible $60 / $120
(From $50 / $100)$60 / $120
(From $50 / $100)RX Plan Out-of-Pocket Maximum
(employee/family)Combined with medical out-of-pocket maximum $4,000 / $8,000
(From $3,500 / $7,000)$3,000 / $6,000
(From $2,500 / $5,000)Tax Savings Limits
Each year the IRS sets the annual maximum allowed for pre-tax savings plans.
Health Savings Account (HSA) – when enrolled in the Consumer Driven Health Plan
- The maximum contribution is increasing to $4,300 for employee only coverage and $8,550 for family coverage.
- Hologic HSA contributions will remain at $700 (employee) and $1,400 (family) when enrolled in the CDHP plan the entire plan year.
Flexible Spending Accounts (FSA)
- The Health Care FSA contribution maximum is increasing to $3,300.
- The Dependent Care FSA contribution maximum is remaining at $5,000.
Premiums
All medical and dental plans will incur a modest premium increase. Hologic will continue to absorb a large portion of the increase in costs to lessen the impact to you.
New plan year rates can be found on the Cost of Coverage page.